I alluded to my 401K in my initial post. Actually, it was my second 401K. My first one, I cashed out for some emergency funds back in the early 2000s. I didn’t start my last one until way later than I should have. I’m not going to go into the pros and cons of 401Ks…
The Roth, Part Deux
So, at the end of August, 2021, I opened a Roth IRA with Vanguard. I deposited my $7000, and promptly bought, 60/40, VTI, Vanguards total stock market ETF, and BND, Vanguard’s total bond market ETF. During September, 2021, I added some shares in Apple (AAPL), and by September 30th, my $7000 was now worth $6,566.46….
The Roth
Somewhere along the line, I happened to read this article about Roth IRAs being abused by the ultra-wealthy. I encourage you to read it. The site, ProPublica.org describes themselves thusly: “ProPublica is a nonprofit newsroom that investigates abuses of power.” Let me preface this next paragraph by saying that I don’t know much about Peter…
Here We Go!
So, after a couple years, I finally decided I had enough to say to make a blog worth doing. When I started all of this, I had vague goal to make money. I’d just been laid off, and unemployment was coming to an end. Problem was, I couldn’t really come up with anything I though…
Hello world!
The traditional title, so I decided to keep it for the first post. Or at last the first post on this site. Not long ago, I was employed, at a job I loved. Then COVID-19 hit, and things turned upside down. After twelve (count ’em, twelve!) years with the same company, my position was eliminated….